1. Agreement to Terms
By accessing or using US Calculators Hub (accessible from https://uscalculatorshub.com), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you must discontinue access to our website immediately.
2. Important Financial, Tax, and Health Disclaimer
The financial, mortgage, tax, loan, retirement, and health tools available on US Calculators Hub provide hypothetical estimates for general educational and informational purposes only.
Calculations are based on simplified algorithms and assumptions (such as estimated tax rates, standard deductions, or average market returns) and should NEVER be relied upon as certified financial advice, legal counsel, CPA tax preparation, mortgage underwriting commitments, or medical advice. Always consult a licensed Certified Financial Planner (CFP®), Certified Public Accountant (CPA), mortgage loan officer, or physician before making major financial or health decisions.
3. Accuracy of Tools & Limitation of Liability
While we strive to ensure that our mathematical calculation formulas and 2026 tax algorithms are accurate and up-to-date, US Calculators Hub makes no warranties or representations, express or implied, regarding the accuracy, completeness, timeliness, or reliability of any calculation outputs or content.
Under no circumstances shall US Calculators Hub, its owners, operators, or affiliates be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, our website or reliance on any calculations provided herein.
4. Intellectual Property & Permitted Use
All software code, CSS design systems, original educational articles, graphics, user interface layouts, and text content on US Calculators Hub are the intellectual property of US Calculators Hub and are protected under copyright laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our calculators for personal, non-commercial purposes. You may not scrape, copy, modify, redistribute, or reverse engineer any part of our website code or content without prior written permission.
5. Third-Party Links & Advertisements
US Calculators Hub may contain links to third-party websites, products, or advertising partners (including Google AdSense). We do not control or endorse the content, privacy policies, or practices of any third-party websites and assume no responsibility for them.
6. Modifications to Terms
We reserve the right to revise and update these Terms & Conditions at any time without prior notice. By continuing to use the website after updates are published, you accept and agree to the revised terms.
7. Contact Information
For questions regarding these Terms & Conditions, please contact us at legal@uscalculatorshub.com or via our Contact Form.